Are you covered?

Businesses require insurance protection tailored to meet their individual needs. The services of a professional Insurance Broker are essential in order to negotiate with insurers to obtain the right package at a competitive premium.

We specialise in arranging insurances for businesses ranging from individual retail shops to the larger companies, undertaking work throughout the world.

Areas of Expertise

Motor trade

The motor trade industry is as diverse as the vehicles it handles. Whether you’re a Main Dealer, 2nd hand car sales, HGV specialist, body repair shop, or sole trader running a business from home, we can arrange Motor Trade Insurance tailored to the specific needs of your business.

Our staff have extensive experience working with the motor trade industry from Main Dealerships through to part-time motor traders. We will compare quotes from leading UK motor trade insurers to bring you the best possible deal in terms of both price and cover.

Policy Types available include: –

Motor Trade Road Risks Insurance is designed for small businesses working either full or part-time in the motor trade for trades such as motor repairs, maintenance or sales. It includes insurance for driving or moving vehicles as part of your day-to-day business activity and we can also include Public Liability cover.

Motor Trade Combined Insurance is designed for businesses operating from premises such as motor dealers, MOT centres and repair garages.

Key Policy features available:

  • Material Damage Cover for Buildings, Stock, Own Vehicles, Tools and Machinery
  • Business Interruption
  • Money
  • Public & Products Liability – service indemnity
  • Employers Liability
  • Road Risks – with options to include hire/loan, pleasure use
  • Goods In transit
  • Engineering Inspection
  • Legal Expenses

Your Motor Trade Insurance will be arranged quickly and easily, giving you the reassurance that everything is taken care of.

“We make it our business to understand your business”

Haulage

Transport and distribution encompasses a wide variety of businesses including: –

  • Long distance Haulage
  • Multi drop and next day delivery Couriers
  • Freight Forwarders
  • Distribution, Logistics & Warehousing
  • Shipping & Marine Cargo
  • Household Removals

Our staff have extensive experience working with business regardless of type and size. We will compare quotes from leading UK Insurers to bring you the best possible deal in terms of both price and cover.

Policy Types available include: –

  • Vehicle Insurance
    • Single Vehicle
    • Multiple Vehicles
    • Fleet Insurance
    • Same day
    • Multi-Drop
    • Articulated
  • Goods In Transit: is a key element to ensure your customers’ goods are covered adequately. You may often need to insure based upon conditions of carriage whether it be RHA Conditions, All Risks, CMR or amended terms. We have extensive expertise is this market and will deliver the exact level of cover to match your business needs.
  • Stock Throughput cover that can cover goods from anywhere to the final destination.
  • Material Damage Cover for Buildings, Stock, Tools and Machinery for your offices and warehouse depot
  • Business Interruption
  • Money
  • Public & Products Liability
  • Employers Liability
  • Engineering Inspection
  • Legal Expenses

Your Haulage & Distribution Insurance will be arranged quickly and easily, giving you the reassurance that everything is taken care of.

“We make it our business to understand your business”

Property Owners

Owning a property can be stressful enough, however, letting out properties to domestic and even commercial clients can pose a whole range of challenges.

As a landlord you have an obligation to meet the strong demands of your clients and tenants, and keep a close eye on your balance sheet. Searching and comparing quotes from Insurer to Insurer, questioning whether you have the right level of cover, can be a minefield. This is where we can help.

We are able to offer our expertise in arranging quality cover at an affordable price on most types of properties including: –

Commercial Properties – industrial Units, Factories and Industrial Premises, Office Buildings, Shops etc.

Residential & Block of Flats – From Individual houses through to housing developments and Blocks of Flats.

High Risk & Specialist – Unoccupied, Mills and Multi-tenure to name just a few.

No two properties are the same and the attitude of Insurers will vary from risk to risk. We have the access to most leading Insurers, including AXA, Allianz, Aviva, Royal & Sun Alliance, Zurich to name just a few.

All our Insurer partners have dedicated policy wordings for Property Owners that we can tailor to meet specific needs. Cover can be provided for: –

  • The buildings – usually arranged on an “All Risks” basis
  • Property Owners Liability
  • Business Interruption/Loss of Rent
  • Landlords Contents
  • Engineering for lifts, boilers or hot water systems
  • Terrorism
  • Directors & Officers Liability

Your Property Owners Insurance will be arranged quickly and easily, giving you the reassurance that everything is taken care of.

“We make it our business to understand your business”

Retail

We fully understand the needs of the independent retailers and wholesalers – whether you have one location or more.

Our existing clients include a diverse range of retailers including Pet shops, Pubs and Wine Bars, Restaurants & Cafes, Takeaways, Hairdressers, Clothing & Lingerie, Shoe & Footwear, Gifts, Kitchens & Bathrooms…. If you can think of a shop we have probably already covered one!

No shop can survive without its suppliers. We also have a variety of Wholesale clients providing products to both the Independent retailers, Department Stores and Supermarkets. Running a wholesale business brings with it many different areas to consider when it comes to insurance such as high stock levels with seasonal fluctuations, stock storage at third party premises, imported products from overseas and the possibility of an on-site retail operation open to the public.

Our staff have extensive experience working with the all aspects of the Retail and Wholesale industry. We have access to all leading UK insurers, including exclusive wordings, to bring you the best possible deal in terms of both price and cover.

Policy Types available include: –

  • Material Damage Cover for Buildings and Shop Frontage, Stock, Machinery and other contents
  • Business Interruption
  • Loss of Money and Assault
  • Goods in Transit (Own Vehicles)
  • Goods in Transit (Sendings by Hauliers/Freight)
  • Public/Products Liability
  • Employers’ Liability
  • Directors & Officers
  • Legal Expenses
  • Personal Accident and Sickness
  • Business Travel
  • Private Medical
  • Commercial Car and Vehicles
  • Engineering and Inspection

Your Retail & Wholesale Insurance will be arranged quickly and easily, giving you the reassurance that everything is taken care of.

“We make it our business to understand your business”

Manufacturing

We have built up a considerable expertise with a wide variety of manufacturing companies working with metals, plastics and rubber to name just a few. Existing clients already include manufacturers of: –

  • Soaps and Bath Products
  • Cosmetics
  • Metal & Steel – including Fabrications and Ironworks, precision engineering
  • Plastics and Glass Fibre Mouldings
  • Woodworking & Furniture – including Kitchen and Fitted Bedrooms, Furniture, Stages, Stairs, Doors and Windows
  • Food Processing – including sausage manufacturers, flavouring

If you have something which can be manufactured, processed or worked upon in any way, we probably already deal with clients who have similar requirements. Our staff have extensive experience working with the various businesses. We will compare quotes from leading UK insurers to bring you the best possible deal in terms of both price and cover.

Policy Types available include: –

  • Material Damage Cover for Buildings, Stock, Own Vehicles, Tools and Machinery
  • Business Interruption
  • Money
  • Public & Products Liability
  • Product Recall or Contamination
  • Employers Liability
  • Goods In transit
  • Engineering Inspection
  • Legal Expenses
  • Directors & Officers
  • Motor Insurance

Your Manufacturing Insurance will be arranged quickly and easily, giving you the reassurance that everything is taken care of.

“We make it our business to understand your business”

Engineering

Munro-Greenhalgh has provided commercial insurance advice to the construction industry for over 20 years. Whether you’re a Large Construction firm undertaking work throughout the world or a local tradesman operating from home we can arrange Insurance tailored to the specific needs of your business.

Our clients are involved in a variety of trades including: –

Construction including General Builders, Dry Lining & Plastering, Brickwork, Civil Engineering & Groundwork, Mechanical and Electrical work, Plumbing & Heating, Structural Steel, Suspended Ceilings, Joinery / Shop Fitting

Engineering including Steel Fabrication, Shutdown and Maintenance Engineers, Precision Engineering, Air Conditioning and Ventilation Contractors, Structural Steel Erection

Information Technology including Telecommunications, Computer (Hardware and Software), Website Design

We have clients working in all these areas already, and our long-standing expertise in commercial insurance for Contractors and Engineering means that we can offer excellent advice properly tailored to your needs.

Key Policy features available:

  • Contractors Liability for:
    • Employer’s Liability
    • Public/Products Liability
    • Non Negligent Damage – Section 21.2.1
    • Latent Defects
  • Contractor’s All Risks – including:
    • Contract Works and Materials
    • Own Plant & Equipment
    • Hired in Plant
    • Material Damage Cover for Buildings, Stock, Tools and Machinery at your own premises
    • Business Interruption
    • Money
  • Professional Indemnity
  • Performance Bonds
  • Engineering Inspection
  • Motor Insurance – cars, commercial vehicles and special types

Your Contractors and Engineering Insurance will be arranged quickly and easily, giving you the reassurance that everything is taken care of.

“We make it our business to understand your business”

What our customers say

  • I cannot tell you how good he is having saved us thousands over the years especially when in business. Stephen’s firm specialise in all insurance matters but it’s when you have a claim or indeed need specialist business cover. I just trust the advice given as its proved to be so invaluable. It’s just a telephone call and everything just gets sorted and sorted correctly.

    Alan Preen of Electric Help, Milton Keynes

Contact us for a quote